Savings & Investment Growth Tracker (Excel) — Portfolio Dashboard, Allocation + Projections

Digital download. No physical product will be shipped.

Take control of your savings and investments with a structured, easy-to-use spreadsheet that helps you measure progress, understand performance, and plan ahead—without complicated software.

This Savings & Investment Growth Tracker is a professional Excel workbook designed to track your accounts, log cash flows, calculate monthly returns, monitor asset allocation, and run projections toward your financial goals.

What this tracker helps you do

• Track multiple accounts in one place (brokerage, retirement, savings, crypto, etc.)

• Log all contributions, withdrawals, dividends/interest, fees, and transfers

• Maintain a clean Monthly Performance history with calculated gain/loss and return %

• Monitor asset allocation (cash/stocks/bonds/crypto/other) using the optional Holdings tab

• View an at-a-glance dashboard with goal progress and portfolio metrics

• Forecast growth using projection scenarios (contribution + return assumptions)

Key features

• 6 organized tabs for a complete, scalable workflow

• Dropdown selections for accounts, transaction types, and asset classes

• Automatic month-end grouping (reduces manual work)

• Monthly performance breakdown:

  • Start value, end value, net flow, gain/loss, return %

• Allocation view based on your holdings “as of” date

• Projections using built-in time-value math (future value modeling)

• Built for clarity: simple inputs, meaningful outputs

Tabs included 

1. Setup
   Central settings (start date, latest month-end, goal amount, assumed return %, contribution defaults) + dropdown lists used throughout.

2. Accounts
   Master account list (ID, institution, account type, tax treatment, currency).

3. Transactions
   Log contributions/withdrawals/dividends/fees/transfers. Month-end is calculated automatically.

4. Holdings (Optional)
   Track positions by “as-of date” for allocation (quantity, price, market value).

5. Monthly Performance
   Monthly table pulling flows from Transactions; you enter month-end portfolio value; returns and gain/loss calculate automatically.

6. Dashboard + Projections
   KPI dashboard, goal progress, allocation summary, and projection scenarios.

What’s included

• 1 Excel workbook file: .xlsx

• Pre-built formulas and tables

• Built-in dashboard and projection scenarios

• Clean layout with room to scale (add accounts, extend months, add holdings)

Who this is for

• Anyone building savings or investments and wanting one source of truth

• Investors who want performance and allocation tracking without expensive tools

• People managing goals like emergency fund, house down payment, retirement, or “FI” plans

• Freelancers and entrepreneurs tracking irregular contributions

How it works (quick start)

1. Open the workbook and go to Setup to enter your goal and assumptions.

2. Add your accounts on the Accounts tab.

3. Log cash flows on Transactions (contributions/withdrawals/etc.).

4. Each month, enter your month-end total portfolio value in Monthly Performance.

5. (Optional) Update Holdings for allocation and let the dashboard update automatically.

Compatibility

• Designed for Microsoft Excel (Microsoft 365 / Excel 2019 or newer recommended)

• Can be imported into Google Sheets, though some functions/formatting may vary slightly depending on your version and settings.

Important notes 

• This template is for personal tracking/organization and does not provide financial advice.

• You are responsible for the accuracy of inputs (portfolio values, transactions, holdings).

• Digital products are typically non-refundable once downloaded (align with your store policy).

FAQ 

Q: Is this an app or a spreadsheet?
A: It’s an Excel spreadsheet (.xlsx) you download and use on your computer.

Q: Do I need to track every stock or ticker?
A: No. You can track only total portfolio value monthly. The Holdings tab is optional for allocation detail.

Q: Can I track multiple accounts?
A: Yes—add as many accounts as you want in the Accounts tab and select them in Transactions/Holdings.

Q: Does it calculate returns?
A: Yes—Monthly Performance calculates gain/loss and return % based on your start/end values and cash flows.

Q: Does it work in Google Sheets?
A: You can import it, but Excel is recommended for best compatibility and formatting.