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The Ultimate Paycheck Allocator | Zero-Based Biweekly Budget Template for Google Sheets | Automated Bill Calendar, Debt Tracker & Sinking Funds | Financial Planner
  • The Ultimate Paycheck Allocator | Zero-Based Biweekly Budget Template for Google Sheets | Automated Bill Calendar, Debt Tracker & Sinking Funds | Financial Planner
  • The Ultimate Paycheck Allocator | Zero-Based Biweekly Budget Template for Google Sheets | Automated Bill Calendar, Debt Tracker & Sinking Funds | Financial Planner
  • The Ultimate Paycheck Allocator | Zero-Based Biweekly Budget Template for Google Sheets | Automated Bill Calendar, Debt Tracker & Sinking Funds | Financial Planner
  • The Ultimate Paycheck Allocator | Zero-Based Biweekly Budget Template for Google Sheets | Automated Bill Calendar, Debt Tracker & Sinking Funds | Financial Planner
The Ultimate Paycheck Allocator | Zero-Based Biweekly Budget Template for Google Sheets | Automated Bill Calendar, Debt Tracker & Sinking Funds | Financial Planner

The Ultimate Paycheck Allocator | Zero-Based Biweekly Budget Template for Google Sheets | Automated Bill Calendar, Debt Tracker & Sinking Funds | Financial Planner

$8.99 $25.99

Stop wondering where your money went. Give every dollar a job before it leaves your account.

Most budget templates fail because they look at the whole month at once. But you don't spend your money all at once—you spend it paycheck to paycheck.

This Paycheck Allocator is designed for real life. It helps you manage your cash flow based on when you actually get paid. Whether you are paid Weekly, Biweekly, or Semi-Monthly, this tool bridges the gap between your income and your due dates.

✨ WHY THIS SHEET IS DIFFERENT Unlike standard monthly budgets, this tool features Smart Rollover Logic. If you have money left over from Paycheck 1, it automatically rolls over to Paycheck 2 to cover big bills like Rent or Mortgages. No more manual math!

🔥 KEY FEATURES

  • Zero-Based Budgeting: An automated indicator tells you exactly when every dollar has been assigned (Savings, Bills, or Debt).

  • Automated Bill Calendar: Enter your bills once in the calendar. Select "Paycheck 1" or "Paycheck 2," and they automatically appear on the correct budgeting tab.

  • Cash Flow Rollover: Automatically tracks surplus cash from the first half of the month to the second.

  • Debt Freedom Tracker: Visual progress bars and "Debt Snowball" logic to help you kill debt faster.

  • Sinking Funds: distinct tracking for specific savings goals (Vacation, Emergency Fund, Car Repair).

  • Financial Zen Dashboard: A beautiful, high-level view of your upcoming 7 days, total debt paid, and safe-to-spend amounts.

📂 WHAT’S INSIDE You will receive a PDF with a link to access the House of Lushella Paycheck Allocator (Google Sheets). The template includes:

  1. Dashboard: Your financial command center.

  2. Setup Tab: Customize your categories and start dates.

  3. Bill Calendar: The "Brain" of the operation.

  4. Paycheck 1 & 2 Tabs: Where the magic happens (Allocating every dollar).

  5. Debt & Savings Trackers: Visualize your progress.

  6. Monthly Summary: See your net result at the end of the month.

⚙️ HOW IT WORKS

  1. Setup: Enter your Pay Dates and Bills in the Calendar.

  2. Allocate: Assign bills to Paycheck 1 or 2 using the dropdown menu.

  3. Budget: On payday, open the Paycheck tab. The sheet automatically pulls in the correct bills. You just assign the rest to savings, debt, or spending until the indicator says "Zero-Based Budget Achieved!"

💻 REQUIREMENTS

  • A free Google Account (to use Google Sheets).

  • Works on Mac, PC, Tablet, and Mobile (optimized for Desktop use).

  • Note: This sheet uses Google Apps Script for advanced automation and is designed specifically for Google Sheets, not Excel.

📥 INSTANT DOWNLOAD This is a digital product. No physical item will be shipped. Upon purchase, you will receive a PDF containing the link to force-copy the template directly to your Google Drive.

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